A Basic Guide to Personal Budgeting
A recent survey found that only 63% of American adults are able to pay for an unexpected $500 bill with savings. In such a scenario, Continue Reading
Introduction: The Road to Independence
Imagine the year is 1777. You’re living in a tent in Valley Forge, Pennsylvania. In the mornings, you wake up to fresh drifts of snow Continue Reading
The Emergency Fund
My first post on setting up a personal budget began with the statement that the majority of Americans cannot afford a $1,000 emergency expense with Continue Reading
Savings Goals
My last post provided some tips on how to determine your upcoming expenses, specifically by reviewing the five key areas where those larger, non-recurring expenses Continue Reading
Determine Your Big Expenses
One of the keys to getting ahead financially is learning how to predict how much money you will need in the future and for what. Continue Reading
An Overview of Debt
Debt is by far the greatest impediment to achieving long-term financial independence. It is in many ways like a virus that not only feeds on Continue Reading